Supplemental Insurance
What are Supplemental Plans?
Supplemental insurance plans help fill in the gap that your primary health insurance doesn't cover. These plans help "supplement" your health insurance, leaving more money in your pocket.
They come in the forms of Accident, Cancer, Heart Attack/Stroke, Critical Illness, and Hospital Indemnity plans.
How Do They Work?
Oftentimes, these plans pay you in lump sum cash when you file a claim. This allows you to use the money for anything of your choosing.
They can pay your health plan deductible, pay medical bills, make up for lost income, or any other bills you might need to pay in a time of a medical event.
Why are they Important?
These plans are so important to have because they will save your finances in the case of a medical event. Oftentimes, a high deductible and a high maxiumum out-of-pocket amount can cost a family thousands of dollars. With one of these products, you will get check sent to you that will help cover those expenses.
Many families also struggle to pay for everyday expenses in times of a medical event. This money is designed to help you in any area of need.