Annuities
What is an Annuity?
An annuity is a financial product that provides a stream of income to an individual over a specified period of time. It is typically used as a retirement income source.
An annuity is purchased through an insurance company or other financial institution, and the purchaser can choose to receive payments immediately or delay them until a later date.
Annuities can be a great way to secure your financial future. With an annuity, you can receive regular payments for the rest of your life, no matter how long you live. This means that you can enjoy your retirement years without worrying about running out of money.
Don't wait until it's too late - start planning for your future today with an annuity.
We Offer Two Types of Annuities:
Fixed Indexed Annuity (FIA)
A fixed indexed annuity is a type of annuity that provides a fixed interest rate, but the rate is linked to the performance of an underlying index, such as the S&P 500.
The annuity provides the potential for higher returns, while still providing a level of protection against market losses.
The annuity may also offer a guaranteed minimum interest rate, so the purchaser is protected against losses in the event the index performs poorly.
Multi-Year Guaranteed Annuity (MYGA)
A MYGA is a fixed-rate annuity that provides a guaranteed interest rate for a set period of time, usually ranging from 2 to 10 years.
The interest rate is fixed and guaranteed for the entire term of the annuity, so the purchaser knows exactly how much interest will be earned.
A very popular choice for people looking for a safe, low-risk investment.
RATES AS HIGH AS 5.20% for 7 years!
~ Rates Are Temporary. Lock Them In Today! ~
Any Product We Offer has a 0% floor- You WILL NOT Lose Money!
Why Choose an Annuity?
Protected Monthly Lifetime Income
Guaranteed lump-sum payments for you and your beneficiary.
Protection Against Loss
0% floor- protects your principal from any market loss
Tax-Deferred Money Growth
You will pay taxes on gains at the end of the policy period
Access to Your Money
Allows you to keep control of your money in case you need it for emergencies.
Guaranteed Death Benefit
Can offer guaranteed death benefits for you and your beneficiaries.
Choice of Income Guarantees
Enhanced lifetime income benefits available to add.
You will not find all of these features in one retirement option
CDs, Stocks, Bonds, Mutual Funds & ETFs cannot offer all of these features in one product.